NCB: Lenders’ NPL ratio rises to 8.1%

The National Credit Bureau’s 104 members saw an upsurge in non-performing loan (NPL) ratio to 8.1% at the end of March from 6.8% a year earlier as headwinds such as the coronavirus outbreak took hold, says the NCB.

Bad loans for mortgages, auto and personal loans and credit cards in the bureau’s database amounted to 636 billion baht at the end of March, of which Gen X had the biggest slice at 280 billion baht, followed by Gen Y at 270 billion baht, baby boomers at 84 billion baht, and Gen Z and the silent generation at 1.2 billion each, according to NCB data.

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Somruedi Banchongduang